If you’ve ever dreamed of making passive income from investments, you’re in the right place.
A few years ago, I was working full-time, trading time for money. Today, I make over $240,000 per year—yes, every year—in passive income from investments. That means I don’t have to work for every dollar I earn. My money works for me.
Sounds unreal, right? I used to think the same. But let me walk you through exactly how I got here, and more importantly—how you can get started, even if you have little to no money right now.
What Is Passive Income from Investments?
Let’s break it down real quick.
Passive income from investments is money you earn automatically from assets like stocks, real estate, or crypto. Instead of working for hours, your money grows in the background—building long-term wealth, protecting you from inflation, and giving you freedom.
My investment journey didn’t happen overnight. It took patience, consistency, and some trial and error. But once I figured it out, everything changed.
My Investment Portfolio: The Blueprint
Right now, my money is spread across three key areas:
-
$2 million in the stock market
-
Three rental properties
-
$30,000 in crypto
These investments bring in over $240K a year in passive income. But I didn’t start with millions. I started with a few dollars—and a plan.
Let’s talk about the same steps you can take to get there.
Why You Should Start Investing Today
Have you noticed how much more expensive everything is nowadays?
A house that cost $100K ten years ago could easily be worth $600K today. That’s inflation eating away at your savings if your money is just sitting in a bank.
To protect and grow your money, you need to invest in assets that appreciate over time—like stocks, real estate, and yes, even crypto.
And the best part? You can literally start investing with as little as $10.
3 Ways I Earn Passive Income from Investments
Let’s break down the three most powerful ways I’ve used to build passive income—and how you can start using them too.
🪙 Crypto: The New Digital Gold
Crypto used to scare me. It sounded complex and risky. But once I understood the basics, I saw its potential.
Cryptocurrency is digital money, not controlled by banks or governments. Coins like Bitcoin and Ethereum have exploded in popularity because of their limited supply and secure tech (called blockchain).
Even if you just invest a small amount, crypto can be a strong part of your passive income from investments strategy. I use Coinbase to buy and manage my crypto—it’s super beginner-friendly. (Bonus: They often give you $20 in Bitcoin when you sign up.)
📈 Stocks: My Biggest Money-Maker
The stock market is where I’ve made the most money.
I started investing about 6 years ago. Today, I have over $2 million invested. And the good news? You can get started with just $1.
Instead of picking random stocks, I focus on index fund ETFs like VOO. These give you exposure to top companies like Apple, Amazon, and Microsoft—all in one fund. It’s safer and gives consistent returns (about 7–10% per year on average).
Another bonus? Many stocks pay dividends—money just for holding the stock. That’s more passive income from investments right there.
🏠 Real Estate: $8K a Month in Rental Income
I currently own three rental properties, bringing in around $8,000 a month.
Here’s how it works:
I bought a $400K house using a mortgage. My upfront cost? Just $20,000.
Then, I rented it out for $2,500/month. After covering the mortgage and expenses, I make a profit each month—and the property increases in value over time.
Real estate does take more effort, but it’s a powerful way to generate passive income from investments and build long-term wealth.
What If You Have No Money to Start?
I hear this question a lot: “What if I’m broke right now?”
If you need cash to start investing, consider building a side hustle or starting a small online business. Personally, I made my first big income by becoming a content creator—and it funded my early investments.
You don’t need to go viral. Just start. Earn. Invest.
My Simple Step-by-Step Strategy
If you’re feeling overwhelmed, here’s a simple plan to follow:
-
Start with what you can — even $10 is enough.
-
Pick one platform — like Coinbase for crypto or Moomoo for stocks.
-
Invest consistently — I invest 30% of my income every month.
-
Diversify your portfolio — don’t put all your eggs in one basket.
-
Think long-term — wealth grows with time, not overnight.
Final Thoughts
Building passive income from investments changed my life.
It gave me freedom—freedom to travel, spend time with loved ones, and never stress about a paycheck again. And if I can do it starting with very little, you absolutely can too.
Stay consistent. Stay patient. And most importantly—start now.
If you want more guidance, check out my full YouTube video where I break everything down step by step. It’s linked below!
Also read: Side Hustle Ideas to Make Passive Income this year